Interest rates vary depending on the type of financing , the loan term , and the applicant's profile . Currently, our rates start at 3.5% for businesses and 4.2% for individuals , with optimized conditions for innovative and environmentally friendly projects.
Our financing typically extends over periods of 3 to 10 years , depending on the project and the type of loan. For growing businesses, flexible options of up to 15 years may be considered.
Our financing solutions are designed for businesses of all sizes , independent professionals , and individuals for specific projects. Through our affiliation, we offer tailored solutions for startups, SMEs, and large corporations.
Once the application is completed, we guarantee an analysis within 5 to 10 business days , with a final response within 15 days . Supported projects benefit from expedited processing .
Yes, you can make an early repayment without additional fees on some loans. Other financing options may include a small fee related to interest recalculation.
Absolutely! Thanks to our partnerships, we finance innovative startups and young companies , with specific loans tailored to growth and disruptive projects.
For businesses:
detailed business plan
Proof of turnover or financial forecasts
Legal status and identity document of the manager
For individuals:
Proof of income
Tax returns for the last two years
Detailed project justifying the request
You can contact us via our online form , by phone , or schedule an appointment with an EVFIN expert . Our advisors will guide you through every step of your financing.